Archive for the "Financing" Category

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Find Ease With Payday Advances Online

Most of us have faced a situation like this at one time or another. While many people can turn to savings accounts, credit cards, or deep-pocketed relatives, the answer for growing numbers of overextended Americans has become the payday loan. Also called a paycheck or payday advance, deferred deposit, or post-dated check loan, it is [...]

Business Credit Building Tips for the Savvy Business Owner

Your business creditworthiness is one of the most significant factors lending companies will consider when you apply for a business loan. The better your business credit, the more likely your loan application will be approved. Some fortunate individuals are able to put up a business without taking out a loan but for the rest of [...]

The Third Minimum Increase in Wage is Both a Money-maker and Money-taker

This is the third minimum wage increase in three years and has become effective from Friday 24th July 2009. Workers numbering million will soon get increased salary cheques while the many that are weighed down by loss of business will have to face the increase in costs. The wage increase will affect nearly 3 million [...]

Writing a Business Plan? Here Are Three Tips

Developing a business plan can be an unpleasant experience, especially if you’re never attempted one before. There’s nothing complicated about the process. It does take research and time. Here are three tips for writing a better business plan. Nobody’s Perfect–But You Have To Be Darn CloseIn a document as long as a Business Plan, with [...]

Money to Start a Business: Purchase Order Financing and Factoring

Bank loans, venture capital, and angel investors are probably the sources of capital that most quickly come to mind when a company needs funding. But wait: you have other choices. Purchase Order FinancingThere are companies that will lend money based on customer orders, or purchase orders, received. Usually the purchase order has to be guaranteed, [...]

Money for Starting a Business: Business Incubators

The most valuable service these incubators offer is mentoring and providing management assistance, consulting, business and technical support services. Many have access to capital sources and investors usually look more favorably toward companies that have been accepted into an incubator. If you’re looking for more than just money for starting your business, a business incubator [...]

Financing a Business: Should You Find Angel Investors For Your Start-up Business?

Angel investors or private investors invest more money in more early stage companies than venture capitalists. Unfortunately angel investors don’t have websites where they boast of their investments and they’re not listed in the phone book under “wealthy person.” It has often been stated that angels do not have as much expertise with negotiations, especially [...]

Money For Starting a Business: Angel or Private Investors

Finding an angel investor is one way for financing a business. When an entrepreneur says, “I need to go out and get venture capital,” what does that really mean? In one sense, ‘venture capital’ could be defined as any type of financing for an early stage company. But entrepreneurs who believe that they need to [...]

Small Business Financing: Investor Advertising, Credit Cards and Royalty Financing

Business financing can be critical to getting a new business off to a fast start. Most people think of investors or a bank loan. Here are two other alternatives for financing a business. Investor AdvertisingNo, this isn’t advertising for an investor. Again, this works better with consumer products that require substantial advertising, such as infomercials. [...]

Small Business Financing: Have You Thought of These 3 Ways

If you’re company needs cash whether it’s an established business or a start-up, be creative. Look beyond bank loans when you’re looking for money for starting a business. Here are three methods for financing a business that may help. LicensingLicensing is less complicated than franchising. It is primarily selling the rights of either a product [...]

Protecting Property by Proper Insurance Coverage as Well as by Taking Other Steps

In the last season of hurricanes the National Flood Insurance Program exhausted its funds on 31st May and till now the extra aid has been sanctioned only by the House. The programme of the federal government gives coverage to the first $250,000 of losses to building as well as the first $100,000 losses to personal [...]

Small Business Finance: What is Vendor Financing?

Every business needs financing. Vendor financing is one way to find money for small business financing. Stretching out trade payables from, say 30 days to 60 days, is a pretty common method for companies to improve their cash flow. Usually vendors are not very happy when this happens, and some even voice their disapproval in [...]

Investment Approach: A Spotlight on Dividends

For every serious investor, one of the most important parts of their investment is the investment returns known as Dividends. When a company earns a profit, they have three options available to them. These options include: reinvest it in the business, pay the profit out to their shareholders, or invest in share repurchases and debt [...]

Small Business Financing 4 More Ideas for Financing Your Company

It isn’t easy starting a business and finding money for starting a business can be even more of a challenge. Here are 4 more ways to find money for small business financing. Customers That PrepayIf you have successfully demonstrated to your customers that you deliver your merchandise to them on time, as ordered, you may [...]

Small Business Finance: Use Joint Venture Partners

A joint venture partner, or strategic partner, is sometimes overlooked as money for starting a business. What is a strategic or joint venture partnership? It’s when two companies combine efforts to obtain a goal that would be difficult for either one of them to achieve individually. If you’re thinking about small business financing consider joint [...]

Recovering From Economic Strife

Financial problems have become rampant in our society today. There are many different reasons that people are losing money left and right without even realizing that they have been making any poor financial decisions. Some people in our society have not been making these poor financial decisions but because of the stock market crash they [...]

Battling a Tough Economic Climate

The economic climate of our nation today is highly unpredictable. There are many people that feel like our economic climate seems to be more like a careening bicycle without brakes rather than a controlled system. It seems as if we are headed straight for disaster in a very dangerous manner. There are a lot of [...]

Choosing a Business Credit Card

Running a business with no credit account can be very risky. If you run out of funds, your company may suffer and you may even have to temporarily stop your operations. It is crucial for every company owner to apply for a business credit card even before the company is fully established. You have two [...]

Seven Critical Mistakes You Don’t Want To Make In Your Business Plan

If you’re looking for investors, you need a business plan and not just any business plan. You need one that is well crafted, concise and exciting. But how do you know what venture capitalists want to see in a business plan and how can you avoid what they feel are the top seven critical mistakes? [...]

An Explanation Of Enhanced Annuities

If you are about to retire and start living off of your savings and pension, you might be worrying about your living expenses. For some people, the amount of money paid out from their pension programs simply is not enough and causes them to live a lower quality of life than they had hoped for. [...]